How much Home can you afford?

Before you start looking for your dream home, let’s find out how big you can dream. Knowing your true budget is the first and most important step in buying a home. A home is a big purchase. It is probably the most expensive thing you will ever buy, and there are lots of expenses you might not even know about. Here is a the general framework Read More »

How to make $30/H without a 4 Year Degree

Make money without a degree

For job seekers without a four-year degree, breaking the $25-an-hour barrier can be a challenge. But with more technical certification and associate’s degree programs than ever, many well-paying career options are accessible in a broad range of industries. Read More »

Do you want to be an investor master?

During market rebounds, small-cap stocks tend to soar faster and farther than the broader market — turning hardworking folks like you and me into millionaires over time. Want some proof? Read More »

10 Common Problems for New Businesses

Every busy downtown street has a storefront location that is “cursed.” One month it was a pizza place. Six months later it was an optometrist’s office. Four months later it was a video rental store. Now it’s vacant yet again. Read More »

The 45 best ways to grow your money

Proven ways to make money

When we set out to look for the 45 best ways to grow your money, we had a few criteria in mind. We wanted ideas that were widely applicable (so we weren’t interested in specialized tax shelters or tax loopholes that were only open to a favored few). We also wanted ideas that had stood the test of time (so we rejected a lot of flavor-of-the-month notions, such as buying gold futures or loading up on oil stocks). Finally, we wanted our ideas to represent the full span of personal finance, from basic notions to more advanced concepts. Read More »

5 Recession travel tips

While Budget Travel has a wealth of tips that are timely right now, here are five that feel particularly newsy. Read More »

Seven Surprising Stay-Home Salaries

Technically, to be considered a telecommuter you must regularly works eight or more paid hours at home each week. Telecommuting can cut down on a killer commute or carve out more time for the kids. It can help you find a better work-life balance. Read More »

America’s No. 1 Export: Debt

America's no.1 export is debt

Japan and Germany make cars. Saudi Arabia pumps oil. China supplies the world with socks and toys and flat-screen TVs. What does the United States produce? Lots of stuff, but in recent years this country’s No. 1 export–by far–has been debt. Read More »