3 Fast Ways to Save Money Now!

Right now, there are plenty of reasons to build savings. Many of the easiest ways to do so may not even require that much sacrifice. For the intrepid, extra cash may mean the ability to snatch up stocks at bargain prices. Read More »

5 Reasons for a variable-rate Mortgage

One of the big decisions homeowners face is whether to choose a fixed- or variable-rate mortgage. Now may be the time to go variable. A fixed-rate mortgage locks in an interest rate and the payment stays constant over the term. For new homeowners taking on a huge debt, this may help them sleep at night. Read More »

21 Things you should never buy new

Many used goods still have plenty of life left in them even years after the original purchase, and they’re usually resold at a fraction of the retail price, to boot. If you’re looking to get the most value for your dollar, it would do your wallet good to check out secondhand options. Read More »

4 advices to help you quit your job sooner

When the work blues hit, retirement seems so far away. But while nothing short of winning the lottery or getting a big inheritance is likely to let you quit tomorrow, there are many things you can do to reach your goals a little faster.

So if you’re looking for ways to accelerate your retirement, here’s how you can move the date of your retirement party up a few years: Read More »

Recession is a great time to start a new business

Recession can bring with it opportunities as well as threats.

And even if starting up a new business when the economy is shrinking does prove to be a baptism of fire, it could strengthen you in the long run. If you survive, think how well you’ll perform when the good times return.

Here are some of the ways you can withstand a recession when you start a new business. Read More »

The 45 best ways to grow your money

When we set out to look for the 45 best ways to grow your money, we had a few criteria in mind. We wanted ideas that were widely applicable (so we weren’t interested in specialized tax shelters or tax loopholes that were only open to a favored few). We also wanted ideas that had stood the test of time (so we rejected a lot of flavor-of-the-month notions, such as buying gold futures or loading up on oil stocks). Finally, we wanted our ideas to represent the full span of personal finance, from basic notions to more advanced concepts. Read More »

5 Recession travel tips

While Budget Travel has a wealth of tips that are timely right now, here are five that feel particularly newsy. Read More »

Cashback credit cards not all equal

What’s better than a credit card that gives points for free flights? Read More »

10 things they won’t tell you about retirement

If you’re like many middle-aged Canadians,you used to think that you would retire at 55. Now you’re hoping for 65. Once you used to smile fondly at the retirement ads that showed laughing grey-haired couples golfing in tropical paradises. Now you have an overwhelming desire to jump out of the sand trap and smack those smug retirees with a nine iron. Read More »

Rates for Canadian Saving Accounts

Canadian Saving Accounts Rates Read More »

Credit Card Rates in Canada

Canadian Credit Card Rates Read More »

What to Do With $5,000

OK, so you have $5,000 burning a hole in your pocket, and you’re itching to do something with it. Here are some ideas. Read More »

7 Ways dealers make you pay extra

Your goal is to get the best car at the best price. The dealers goal should be to help you do this, but too often its simply to make as much profit as they can. As a smart shopper, you need to know the common strategies that dealerships use to pad their bottom line–from tricky negotiating tactics to trying to sell you unnecessary extras–and how to avoid playing their game Read More »

How to make a Million?

I plan to have at least $1 million when I retire. Here’s how I’m going to do it.

A million bucks. That’s how much money I’m going to have when I retire – at the very least. How am I going to do it? Not by flipping real estate, not by playing the lottery and no, not by responding to one of those Make big $$$ at home ads. I’m going to do… Read More »